Climbing Rescue Insurance
An accident in the mountains may require expensive helicopter rescue or emergency medical treatment. For this reason, you must purchase specialist travel insurance for all trips taking place outside of the UK. If you are visiting the UK from overseas for one of our rock climbing or Scottish winter climbing trips, then you should also be insured.
You need medical, emergency search/rescue and repatriation cover for your chosen activities. We also strongly recommend that you purchase cancellation cover (for all trips), in case you cannot attend your trip due to personal circumstances or injury. Please arrange your insurance as soon as your trip is confirmed to run, so you are covered should you need to cancel.
Insurance for UK residents
British Mountaineering Council. The gold standard in insurance for UK residents. Very competitive single trip or annual cover for all climbing activities. Includes cancellation cover if you catch Covid-19 in the run up to your trip, and medical and repatriation cover if you catch Covid-19 whilst on your trip. Use this link to book your BMC insurance.
Uk Global Health Insurance Card (GHIC). This is the post Brexit replacement for the EHIC (NB if you still have an EHIC, it is still valid until the expiry date) gives you reciprocal health care in EU and various other countries. You can apply for an Uk GHIC card online here or from most Post Offices. You need an GHIC in addition to your travel insurance.
European residents (non-UK)
Austrian Alpine Club. Available to all European residents. AAC insurance is inexpensive and works ok for minor accidents and rescues, but is not as comprehensive as many other insurance providers. The medical cover included would not be enough for complex treatment or a prolonged stay in hospital. It also doesn’t include cancellation cover. If you choose to use AAC we recommend you take out extra medical cover with another provider, to ‘top up’ the AAC medical limit, as well as a separate cancellation policy.
Travelex offer a range of policies for residents of the USA, and for the rest of the world, Global Rescue offer cover to all nationalities via a combination of GR membership and their separate insurance policy.
If there is any doubt about the scope of your chosen policy we recommend that you contact your insurer to ensure cover extends to the required activities and has the necessary components (search/rescue, medical, repatriation and cancellation). It’s worth mentioning that rescue and medical expenses in Switzerland can be significantly more expensive than in other countries, so a decent level of cover is required for Swiss tours.
We recommend that you send us your insurance details before the trip commences, and they must be brought to the course briefing at the start of your trip. However, we cannot check the detail of every individual policy, and it is your own responsibility to ensure you are adequately insured.